I
met a fellow earlier this month. He is a
young man about my son’s age making him around 30, I commented as he had on a
Detroit Tigers cap a relatively rare sight in this land of Cubs and White
Sox. Not surprisingly, this young man
was from Michigan. I said "hey a Tigers
fan." He said, "Yep, I love my
home state." We stopped and
chatted. As we talked, I learned that he
was from the UP, went to Central Michigan for his undergraduate degree, and
then worked at a bank in Ann Arbor. He
was downsized out his job in the great recession and found the job that brought
him to my neck of the woods in the Northern Suburbs of Chicago.
Since
in every blog posting this month, the topic centered around someone I just met
and had an interesting story. This
posting is definitely in that same theme.
In the other two cases, I never did get their names. In the first case, the man was a philosopher
so I named him Rene for Rene Descartes who both a philosopher and
mathematician. The second person, it was
a lady who worked at the Hampton Inn in Youngstown, Ohio manning the breakfast
buffet. I never got her name
either. (It occurs to me that I may just
be very bad at getting names. I already
know I am not very good at remembering them.)
I decided to call this woman Rene as well simply because Rene is both a
man and woman's name. There was a
certain symmetry to it. You can read
about the other two Rene’s of May at:
The
fellow from Michigan actually gave me his name.
I gave him a business card. We
have already exchanged emails. I could
use his name but he prefers I do not because he does not want his boss to know
what he is up to. It is nothing illegal,
he just want to make a job move and prefers his boss does not read that in a
blog posting. So, I find myself naming
this young man, oh what the heck, Rene III.
What
is Rene III's story? He bought a
house. Big deal, lots of people buy
houses. He bought a foreclosure
home. OK, my new friend Rene is a savvy
shopper. The home he bought is in
Inkster, MI. Now, he really had my
interest. Young Rene III really got me
when he asked, "Guess how much I paid the house?" I guessed $30,000. He floored my when he said he paid $6,000 for
his two bedroom, one car detached garage home, in this modest suburb of Detroit. He said, "I miss my state and want to
move home. I want to a job there and live
in my own house that is paid for. I can
live in that house make as little as $30,000."
Wow. $6,000 for a house. Amazing.
He
is doing what I have kind of dreamed about and even blogged about. I said that if I bought a place in the
Detroit area at the bargain basement prices and moved there I could retire
today. I was not even thinking of the
kind of absurdly low price that Rene III paid for his house. I, of course, only thought about it. Rene III, loyal son of The Great State of
Michigan, actually did it.
Rene
III's new house is in Inkster, MI. It is
where Judy and I lived when we first got married. Per the 2010 census, Inkster is 20.5% white
and 73.2% black. 15.2% of families and
19.5% of the population were below the poverty line.
Rene's
mother is concerned that he bought a house there. She thinks he is moving into a high crime
area and is worried about her son's safety.
Rene, it should be noted, is white.
He told his mother not to worry.
Rene told his mother that the people in his new neighborhood are just
like him and trying to get by. I have to
admire his spirit and determination. I
really believe we are not giving his generation enough credit for their
determination.
People
my age tend to be a little naive about how this country has changed. We think that the economy is going to
recover. As I have covered in previous
postings, the Democrats and Republicans running the county also have it wrong. The Democrats think we will get back to
pre-2008 levels of prosperity by taxing and spending our way there. The Republicans think we will get there by
reducing taxes and stimulating growth. The
TEA Party folks are essentially Republicans in my humble opinion. The Occupy Wall Street folks are still a
mystery to me. They for sure seem to be
rallying against the disproportionate distribution of wealth. The only comment I have on this is that this
has been the case throughout history. A
small minority of people controlled the wealth and power.
The
recent history, the past 50 years in the US and Europe, has been an
aberration. The aberration was
two-fold. First and foremost is the
concept of pensions and retirement.
Before 1900 people worked until they either died or were unable to
work. In the latter case, their family
cared for them until they died. That was
the norm. We may be headed for that scenario
again here. Many in my generation have
postponed any plans for retirement. The
second part of the aberration was the existence of a fairly large and robust
middle class. This was the strength of
the United States in years since World War II.
This large middle class defined the American dream: the nuclear family, owning a home, and the
ability to retire and enjoy the golden years.
That middle class has been compromised in both the United States and
Europe.
I
remember growing up in Detroit. Our
neighborhood in the city was a tidy little section of the city. Very few of the people my parents’ age had
degrees. Most held blue collar jobs and
made very good livings. There were a
disproportionate number of folks that had cottages up north, boats, and other such
luxuries. I am not sure what the
percentile range of median household income our neighborhood was then. I am absolutely certain, that the same
percentile range today is not as well off.
We
were staunchly anti-communist back then.
Yet, I remember thinking that we essentially had jobs guaranteed for
life, had company paid health insurance, and pension plans and social security
that assured us of a comfortable retirement.
It looked and felt very much like the socialist ideal with a capitalist
assortment of goods and services.
I
like Rene IIIs generation. Those that I
know are very realistic about the lot of their generation. They are burdened with debt from
college. They often work in jobs with no
benefits. They for sure work in jobs
with no pension plans and their 401k plans do not seem to hold much hope in the
foreseeable future. Collectively, they
hold no hope that even social security will be around for them.
The
young people that I know are not afraid to work more than one job. They have drive and perseverance. They know the world has changed. They do not expect anything from the system
in terms of pensions or social security.
They have a self-reliance that may actually be the most American since before
the New Deal. They may believe that my
generation the baby boomer, silver spoon in the mouth, me generation, screwed
things up but they do not articulate it.
Maybe it was inevitable as the economy globalized and equilibrium forces
decimated our middle class. I believe
assigning fault does not matter to them.
Things are how they are and they are more busy dealing with this reality
than assigning cause or blame.
Rene
III bought a cheap house. He bought it
in an economically depressed place. He
will live in a town where he is a minority.
He will look for a humble job where has chosen to live. He will have neither rent nor mortgage. His taxes will be very low. Rene told me that he will not be so afraid of
losing his job and still being burdened by rent or mortgage. He is taking control of his life and living
the lifestyle that I see in his generation.
I am impressed by those I see.
Did
my generation screw things up? Possibly
we did. We are used to getting our
way. We are spoiled and have always acted
as if there were no impunity. Because
of being so coddled and having inflated levels of self-esteem, we came to
expect it all and to expect it immediately.
This made us, some of us, incredibly greedy. Combine this with the Midas Touch complex and
the aforementioned sense of impunity and what do we get, what did we
become? The creators of financial
schemes to make brought the economy crashing down around us.
It
is not all "my generation." My
generation was a contributing factor along with the inevitable equilibrium that
globalization has brought forth. It is a
most serious time and I do not see the leadership able to change their
paradigms enough to solve this issue.
The leaders came into power using skills to excel and succeed in a
certain model. That model has changed
and our government leaders cannot effectively operate in the New Normal yet. This is the same phenomenon we experienced
when the Japanese overtook our consumer electronics and automotive sectors by a
focus on quality and consumer focused innovations. Our industrial leaders came up through a
different business paradigm and they could not easily make the change.
The
world has changed
Sidebar 1 - The name of the City
of Inkster: I grew up hearing that Inkster, MI got its
name from Henry Ford who created the town for his black employees to live
in. The name Inkster was presumably
given to reflect the racial make-up of the town. I kind of believed that Henry Ford might have
created a community segregated from his hometown of Dearborn. It was somewhat believable as Inkster was
very close to Dearborn but separated by the oddly shaped town of Dearborn
Heights which lies mostly to the north of Inskter but also in the south of
Inkster connected by a narrow quarter mile strip that lies between Dearborn and
Inkster.
I
had a harder time believing the name Inkster was given as a reference to skin
color. I was right. An internet search shows that the city was
named for Robert Inkster, an immigrant from Scotland who operated a steam saw
mill in what is now the city bearing his name.
Sidebar 2 - Travelogues:
I love travelogues, the literary kind.
The people that author them travel around and write about where they
visited. Besides the history of where
they went, the value of these writings is usually in descriptions and
depictions of the people that they meet.
The people they write about are the common man, the Joe average citizen
of wherever they were visiting. They
write about the salt of the earth people they meet giving insight into the
uniqueness and sameness of their lives.
We pass these same people every day and ignore them. Yet, when good traveloguers travel half-way
around the world and meet people we would normally ignore, we are fascinated
with these same people.
I do not read enough of
these. In fact, I have read just four. I have read and written about John
Steinbeck's Travels with Charley. I have read In Patagonia by Bruce Chatwin and Tribes with Flags by Charles Glass.
My favorite of all time was a travelogue called The Crossing Place by Phillip Marsden about his travels through
Armenia in the early days of independence from the Soviet Union. I really wished I had done what Phillip
Marsden had done and so brilliantly wrote about. I could not put the Marsden or Glass books
down.
I was assigned to read the
Steinbeck book as a freshman at the University of Michigan. The others were all read by choice and
somehow randomly found their way into my hands.
I am amazed how these authors wrote about the history of where they
travelled but more so how they got to know and capture the story of folks that
they met. . I always thought about traveling around,
meeting people, and writing about them.
I realized that I do not have to go far.
Interesting people are all around me... all I have to do is take a
little time to talk to them. That is
apparently how I spent part of this month.